Requirement #2. A very very important one… Money…
We can do the one time thing and pay as we go, but that seems pretty silly. You are not guaranteed a child with this.
We can pay for the package, $26000 up front and get several changes. There are also the warranty here.
We do pretty well money wise. CKnight takes care of the house while Derrian works. But a loan that size will hurt anyone financially. Us included. It is something we really need to sit down and talk long and hard about.